The economic impact and consequences of the COVID-19 pandemic have been significant. Many of us have had to tap into emergency savings to get through. It has even pushed some who have retirement saving to tap into those funds during the turmoil. The federal government has passed a number of stimulus bills that provide employers and workers with flexibility around retirement savings accounts during these difficult times. What impact will this have on retirement plans and programs, both on an individual and broader level? Georgetown University’s Center for Retirement Initiatives has put together a COVID-19 Retirement Plan Resource Center where you can find information about federal agencies, state associations, law firms, consultants, and academic organizations that provide related and relevant resources.


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The Small Business Retirement Marketplace is administered by the Washington Department of Commerce as established in RCW Chapter 43.330.730-750. Plans carried on the Retirement Marketplace are verified by the Department of Financial Institutions and/or the Office of the Insurance Commissioner to meet the requirements set forth in RCW 43.330.732(7) and 735(6)(a).

Enrollment in plans on the Retirement Marketplace is voluntary. Plan enrollment is managed by private financial services firms. Saving through certain plans will not be appropriate for all individuals. Employer facilitation of most retirement savings plans carries certain legal obligations for which employers are entirely responsible. Contributing to a retirement savings plan may offer tax benefits and/or consequences. Other private sector plans not offered on the Retirement Marketplace may charge lower fees. Consult your tax or financial adviser with questions related to investments.

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